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For further information about your Alabama Nursing Board Matter,
please CALL US today at (866) 348-2889.
If you are like most nurses in Alabama, you rely on your employer's malpractice insurance to cover any legal expenses that may result from a lawsuit.
Did you know that you might be personally liable for a judgment that exceeds your employer's coverage limits? Do you even know what those limits are? Do you know what is and isn't covered? Most nurses do not.
Your employer's policy is unlikely to cover you for off-duty incidents. Most do not follow you through a job change or a layoff when you might still be held liable for an incident that occurred when you were employed. You may be sued by your employer's insurance company to recover damages they had to pay out on if you are deemed partially or even remotely at fault.
Personal, Professional Liability Insurance
A personal policy is one that covers you and your actions. It protects you from serious financial outlay resulting from a lawsuit and the benefits are solely yours - they are not shared with other employees or employers.
Here's what you should look for in a policy:
What are the costs?
- Personal and professional liability coverage - both per claim and aggregate
- Defendant expense benefit
- Personal injury protection
- License protection
- Legal representation (including deposition representation)
- Damage to property of others
Policy costs will depend largely on your license level and any special area of practice. However, nurses at any practice level should look into a liability policy, with LPNs and lower license levels the most uninsured groups.
Policies are ridiculously inexpensive for the peace of mind offered. A quick online quote for an RN (working full-time) that provides 6 million dollars in aggregate coverage and the benefits listed above, was $100 a year. That's a few hours of work for a year's worth of protection.
Common discounts include recent graduates (up to 50%), retirees who maintain their license or nurses who attend a risk management course.
In the final analysis, the benefits outweigh the costs by a huge margin.
Our attorneys at Kreps Law Firm, LLC stand ready, willing, and able to help you and defend your Alabama Board of Nursing matter and your criminal charges, if any have been filed. You should not attempt to navigate the administrative hearing process without an attorney. Our initial consultation is confidential and free. Don't wait! Call us today to discuss your Alabama Board of Nursing matter (866) 348-2889.
Aggressive and Effective Alabama Nursing Board Defense Representation
Kreps Law Firm, LLC Board of Nursing Defense Attorneys handle cases throughout Alabama and fight for the rights you have as a nurse. Call the experienced Alabama Board of Nursing defense lawyers and attorneys at Kreps Law Firm, LLC. We know the process of the Alabama Board of Nursing and we can help to get you the best results possible. We handle nursing defense cases throughout the State of Alabama including the following locations: Birmingham, Hoover, Huntsville, Athens, Auburn, Tuscaloosa, Heflin, Fort Payne, Autauga, Baldwin, Barbour, Bibb, Blount, Bullock, Butler, Calhoun, Chambers, Cherokee, Chilton, Choctaw, Clarke, Clay, Cleburne, Coffee, Colbert, Conecuh, Coosa, Covington, Crenshaw, Cullman, Dale, Dallas, DeKalb, Elmore, Escambia, Etowah, Fayette, Franklin, Geneva, Greene, Hale, Henry, Houston, Jackson, Jefferson, Lamar, Lauderdale, Lawrence, Lee, Limestone, Lowndes, Macon, Madison, Marengo, Marion, Marshall, Mobile, Monroe, Montgomery, Morgan, Perry, Pickens, Pike, Randolph, Russell, Shelby, St. Clair, Sumter, Talladega, Tallapoosa, Tuscaloosa, Walker, Washington, Wilcox, and Winston Counties.
"No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." Note: Kreps Law Firm, LLC has a centrally located office in Birmingham at 502 Montgomery Hwy. Ste. 202 and will handle cases in any court throughout the state of Alabama. Any city or county designation in this site is to indicate that we have or will handle cases in the cities and counties named. Call us today at (866) 348-2889.